From Minus to Generational Wealth
The UK budgeting app built for real-life money pressures. Join 50,000+ people already building their financial future.
Your Wealth Journey
Starts Here
0K+
Active Users
£0M+
Debt Cleared
£0M+
Savings Built
0.0
App Store Rating
How Genwel works
From connecting your bank to building wealth—here's your journey.
Connect your accounts
Securely link your bank accounts and cards through open banking. Read-only access means your money stays safe.
See everything in one place
All your accounts, transactions, and spending patterns—finally visible together.
Set budgets and goals
Create budgets that make sense for your life—including family support and remittances.
Follow your wealth plan
A guided journey from minus to zero to generational wealth. Step by step, at your pace.
Everything you expect from a budgeting app
All the essentials, done right. Connect, track, budget, and save.
Account Aggregation
See all your bank accounts, cards, and accounts in one unified view.
Payday Budgets
Budget by your payday cycle, not the calendar month.
Bill Tracking
Never miss a subscription or bill payment again.
Goals & Pots
Emergency fund, house deposit, holiday—save for what matters.
Insights & Trends
Understand where your money goes with clear, actionable insights.
Built for real life, not just spreadsheets
Features designed for the way you actually live, send, and save money.
Family & Support Mode
Tag and track money going to family or community. Set up shared support pots for relatives. See your true budget after obligations.
Remittance-Aware Budgeting
Set monthly remittance goals and see your "true leftover" after sending money home. Built into the flow, not an afterthought.
Minus to Zero Journey
A guided path from overdraft, Klarna, and credit card debt to a positive balance and emergency fund. Real progress, visualised.
Culture-Aware Education
Short lessons about credit, home buying, pensions, and saving—written for people starting from behind, not from privilege.
Real Stories, Real Progress
Join thousands of people transforming their relationship with money
Genwel helped me clear £8,000 in credit card debt in 14 months. The debt-first approach just makes sense - no shame, just progress.
Adaeze N.
London
Finally an app that gets it. I can track what I send home to my mum without feeling guilty about my own savings. It's all part of the plan.
Marcus T.
Birmingham
The Family Pot feature changed everything. My siblings and I now contribute to our parents' support together - transparent and fair.
Priya K.
Manchester
I went from -£2,500 to saving for a house deposit. Genwel made me believe zero was just the beginning, not the goal.
Daniel O.
Leeds
The remittance tracking is brilliant. I can see exactly how my contributions fit into my overall financial picture.
Fatima A.
Bristol
No other budgeting app understood that sometimes you're starting from minus. Genwel met me where I was.
Jason W.
Nottingham
Built for people like you
Whether you're supporting family, hustling hard, or rebuilding—Genwel meets you where you are.
The Family Supporter
You send money home and top up relatives regularly. Genwel helps you support family without losing track of your own finances.
"Finally, an app that doesn't make me feel bad for helping mum."
The Hustler
Side gigs, unpredictable income, multiple streams. Genwel adapts to your irregular cash flow and helps you plan ahead.
"It gets that my income isn't 9-to-5."
The Rebuilder
Working your way out of debt or rebuilding credit. Genwel shows you the path from minus to zero—and beyond.
"For the first time, I can see the light."
Your money, your data, your control
We take security seriously. Genwel uses the same regulated open banking technology trusted by millions across the UK.
FCA-Regulated Open Banking
We use regulated open banking providers to connect to your accounts securely.
Read-Only Access
We can only see your transactions—never move your money or make payments.
Disconnect Anytime
You're in control. Disconnect any account at any time with one tap.
Bank-Grade Security
256-bit encryption and secure data centres protect your information.
Protected by
Open Banking UK
- Consent-based data sharing
- No passwords shared with us
- Real-time fraud monitoring
- GDPR compliant
Got questions? We've got answers.
Start Your Journey Today
Download Genwel and take the first step from minus to generational wealth. Your future self will thank you.
Free to download. No hidden fees. Cancel anytime.