See where your money actually goes.
Genwel connects to your bank and every card, sorts your spending on its own, and shows you what to cut — the duplicate subscriptions, the quiet price rises, the money slipping away each month.
Net worth
£24,318
+£412 this month
You’re paying for Netflix and Disney+. Cancelling one saves about £96 a year.
Saving tip
You spent 18% less on eating out than last month.
How Genwel works
Four steps from connecting your bank to seeing exactly what to fix.
Connect your accounts
Securely link your bank accounts and cards through open banking. Read-only access means your money stays safe.
See everything in one place
All your accounts, transactions, and spending, finally visible together.
Set budgets and goals
Set budgets that fit how you actually spend, whether that includes rent, savings, or money you send to family.
See what to fix
Genwel spots duplicate subscriptions, price rises, and money leaking each month, then shows you what to cut.
See your money clearly, then fix what is leaking
Connect your accounts, sort your spending automatically, and get the money-saving finds that most banking apps bury.
One clear view
Every UK bank account and card in one place. See your true net worth, cash, savings and card debt at a glance, updated to the day.
Find what to fix
Genwel spots duplicate subscriptions, quiet price rises and overspend, then shows you what to cut and how much you would save.
Every subscription, tracked
See what you pay each month, when things renew, and where you are paying twice, so nothing renews behind your back.
Ask your money anything
Ask Genwel a question in plain English and get an answer from your real spending, subscriptions and balances.
Smart insights
See exactly where your money goes each month, spot the trends, and get gentle nudges on where you could keep more of it.
Budgets & goals
Set budgets that fit how you actually get paid, put money aside for what matters, and watch it grow.
Built for real life, not just spreadsheets
Features built around how money actually works: what comes in, what you owe, and what you look after.
Money you send to people
Tag what goes to family, relatives, or people you support and set aside a pot for it. See what you actually have left once those commitments are covered.
Budgeting on income that moves
Paid in different amounts each month from shifts, side gigs, or self-employment. Genwel works from what you earn on average and shows what you can safely spend now.
A clear way out of debt
See every overdraft, Klarna, and credit card balance in one place, then follow a step-by-step path back to a positive balance and a first emergency fund.
Money explained in plain English
Short, jargon-free guides on credit, buying a home, pensions, and saving. No lectures, no fine print, just what things mean and what to do next.
Built for people like you
Whether you're helping family, juggling side gigs, or working your way out of the red, Genwel gives you one clear view of your money.
The Family Supporter
You help family and the people you care about, sometimes every month. Genwel keeps one clear view of your money so you can give without losing track of your own.
"I send money to my mum every month. Now I can see exactly what I have left, instead of guessing."
The Hustler
Side gigs and income that lands when it lands. Genwel connects every account, sorts your spending automatically, and shows you where the money goes so a quiet month never catches you out.
"My income is never the same twice. Genwel finally makes it make sense."
The Rebuilder
Chipping away at the overdraft, Klarna, and the cards. Genwel finds what is leaking each month and shows you what to cut, so you can watch the balance climb back into the positive.
"I could feel myself getting out of my overdraft. Seeing the number go up kept me going."
Your money, your data, your control
We take security seriously. Genwel uses the same regulated open banking technology trusted by millions across the UK.
Secure Open Banking
We use regulated open banking providers to connect to your accounts securely.
Read-Only Access
We can only see your transactions—never move your money or make payments.
Disconnect Anytime
You're in control. Disconnect any account at any time with one tap.
Bank-Grade Security
256-bit encryption and secure data centres protect your information.
Protected by
Open Banking UK
- Consent-based data sharing
- No passwords shared with us
- Real-time fraud monitoring
- GDPR compliant